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close this bookRural women and food security: current situation and perspectives. (1998)
close this folderNear East
close this folder3 Constraints faced by women farmers
View the document(introduction...)
View the document3.1 Exclusion from power and decision-making
View the document3.2 Poor institutional support
View the document3.3 Lack of land rights
View the document3.4 Lack of credit
View the document3.5 Inappropriate technology
View the document3.6 Insufficient education
View the document3.7 Neglect by agricultural extension services
View the document3.8 Exclusion from research

3.4 Lack of credit

Rural women in the region have very little opportunity to access credit, which is important for them in order to expand agricultural production or earn more income to purchase food. Special credit facilities for women in the region are limited, and some of the major impediments to women's access to credit are poor infrastructure, female illiteracy, the lack of education and information, tradition and custom, and the absence of collateral, especially in the form of landownership.

In Cyprus, which stands out as an exception, approximately one-quarter of all agricultural loans in the past ten years were disbursed to women. In Iran, only 15 percent of all loans disbursed by the Agricultural Bank in 1993 were extended to women. In Jordan and Turkey, women received only 6 and 2.8 percent of the total loans disbursed by the Agricultural Credit Corporation and the Agricultural Bank, respectively. In Egypt, efforts to establish special funds for women farmers by the Principal Bank for Development and Agricultural Credit resulted in women receiving 12 percent of all short-term production loans and 16 percent of investment loans in 1993.