The position of the disabled
The reader may already have picked out from this general survey
of the advantages of new small enterprises those aspects which are particularly
relevant to the disabled in a positive or negative sense. It is fairly clear
that disabled people are more likely to be poor than others from the same
socio-economic level, if only because they have had few opportunities to
save money from previous earnings. Since disabled people often have no capital
at all, the choice for them is not between starting a large capital-intensive
enterprise or a small one, but between starting a small enterprise, trying to
find a job or continuing to be totally dependent on family, charity or public
assistance.
In respect of capital, therefore, the disabled are at a grave
disadvantage; this partly explains why those enterprises which they do engage in
tend to be those which require the very lowest amounts of capital, as for
example petty vending or personal services such as massage or shoe-shining.
Disabled people are also less likely than others to have
received an adequate formal education. There is very little evidence that higher
education, or even advanced secondary education, is necessary or desirable for
successful entrepreneurs, but basic literacy and numeracy are useful, if not
essential, as countries develop and the communications infrastructure becomes
more widespread. Those without these basic skills become more and more
disadvantaged.
In addition, many disabled people are used to a sheltered and
protected environment where they have little or no opportunity to make decisions
and are expected to acquiesce quietly and cause a minimum of trouble. Excessive
humility is a poor basis for enterprise; if people expect a disabled person to
be helpless, it is all too easy for him or her to satisfy their expectations.
Most obviously, of course, disability means what it says. People
who suffer from the loss or impairment of one function, whether it be sight or
hearing, or who cannot use their hands or legs as effectively as others, are
disadvantaged. Other faculties may become exceptionally well developed as a form
of compensation but disability frequently means less ability to do the very job
one is best suited for. Since self-employment requires ability of a high level,
a disabled person may be less competitive in his performance than a non-disabled
person.
There are some reasons, however, why self-employment may be more
attractive to disabled people than to others who may in any case be able to find
work in existing enterprises. Finding a job usually means going out and looking
for it, queueing at a labour exchange, rushing quickly to building sites at the
rumour of work or travelling extensively within the country or even abroad.
Disability almost always implies some loss of mobility; it is easier, if
potentially less remunerative, for a disabled person to start some form of
enterprise at home or very close to home than to travel in search of work.
Family support is also even more important for the disabled than
for others without work. Although some forms of disability, such as leprosy, may
lead to ostracism by the community and even the family, it is usual for a family
to accept responsibility for disabled members, as they do for other family
members who cannot support themselves. If disabled people have to leave home to
find work, they will not only find it difficult to travel but will also be
deprived of the family's support. Those who can work at or near their homes can
move gradually from total dependence towards independence, as far as is
feasible, while still enjoying a certain degree of support from their families.

Mohamed Kagbo, a Zimbabwean shoe
repairer, with his wife and
child