Women and land
Access to land remains critical in the complex chain that links
low-income Women and human settlements development. Urban land monopolies by
commercial interests, rising land prices and the reluctance of governments to
adopt appropriate land policies still deny low-income women their right to
land-ownership. Legal, cultural, religious, institutional and economic
constraints restrict womens access to land tenure.

The participation of women in the
formal construction sector is low, more so in developing than in industrialized
countries.
The land reforms of both rural/agricultural programmes and urban
sites-and-services schemes have not addressed the issue of land-ownership
adequately. The implementation of the United Nations Convention on the
Elimination of All Forms of Discrimination against Women also falls short of
expectations, since even those property rights stipulated under it are not
honoured by a large number of signatories.
Access to secure and legitimate shelter in the vicinity of
income-generating opportunities - with infrastructure such as roads, water
supply and drainage - remains an unmet dream for millions in developing regions,
with increasing numbers of low-income people finding accommodation, most of it
insecure, through informal channels.
Public-sector interventions seldom cater for households headed
by women because they usually omit the lowest in the low-income strata, given
that ability to repay still remains an important eligibility criterion for
public-sector schemes. The private sector does not represent an alternative when
both lack of information and social pressures place women at a disadvantage in
commercial and non-commercial land
deals.