(a) Accounted for 41 per cent of all low-income households in the KMA and were especially prevalent in those areas associated with the most severe poverty;

(b) Were more likely than other household heads to be dependent on income generated in the informal sector or from poorly paid domestic and factory jobs;

(c) Were supporting more dependents per earning member of the household;

(d) Spent more than other households on shelter because they tended to be caught in the rental market;

(e) Spent at least half their income on food but were more likely than other household heads to report sending their children to bed hungry;

(f) Prioritized expenditure of scarce cash on income- generating activities, particularly in the informal sector, far above expenditure on shelter;

(g) Saved less per week than other household heads and were also more likely to be using the Partner as a saving mechanism than other heads;

(h) Were the least likely heads to have taken out a loan of any kind and were fearful of doing so in case they were unable to make the repayments;

(i) Were less likely than male heads of household to be living alone;

(j) Were more likely to be sharing a yard and the infrastructure, both physical and social, that yards provide than other heads of household;

(k) Moved dwellings more often than other household heads and were more interested in moving in the future;

(l) Were far more likely to be renters than owners of either land or dwelling;

(m) Were more likely to be sharing toilets with other households and using cheaper fuels for both light and cooking;

(n) Were less likely to use their own labour if they built or improved dwellings and more likley than other household heads to hire artisans or mobilize help from relatives;

(o) Were less likely to be upgrading the dwelling they were currently living in;

(p) Were more vulnerable to the impact of natural hazards and disasters than other heads of household.